par Hudon, Marek 
;Ouro-Koura, Tchakodo
Référence Annals of Public and Cooperative Economics, 79, 2, page (301-322)
Publication Publié, 2008
;Ouro-Koura, TchakodoRéférence Annals of Public and Cooperative Economics, 79, 2, page (301-322)
Publication Publié, 2008
Article révisé par les pairs
| Résumé : | Among the contingent factors of the repayment rate of the microcredits, the joint responsibility of the borrowers is little analyzed in the empirical studies. Thanks to an original database, this article estimates the impact of the contingent factors of the repayment rate, particularly the loan methodology. The results show that, on one hand, in the category of the loans repaid without delay, the individual loans offer a better repayment rate but also, on the other hand, that this effect becomes blurred when the late repayments are incorporated. Among other contingent factors of the repayment rate, we count mainly the distance between the place of residence of the customers and the institution and the purpose of the loan. © 2008 The Authors Journal compilation © CIRIEC 2008. |
